Planning Newsletter - Apr 2022

Planning Newsletter (click image to open newsletter)

• One early retirement study noted that a withdrawal rate of 4% is relatively safe.

• Many researchers have evaluated withdrawal rates and related issues since then - proposing adjustments to the traditional 4% rule.

• One such proposal, the Target Percentage Adjustment (TPA) suggests modifying your withdrawals year by year.

• Being flexible in the face of market downturns and inflation can allow you to increase your withdrawals in retirement.